Telegram scammer list They will "guarantee" a 10x return in 24hours but after you make the first deposit they will slowly leech A sophisticated new method to scam crypto users has been discovered on Telegram, where potential victims are targeted through fake groups. There is a simple test That ghost emoji she (rando scammer dude) sent was extremely prophetic- 😂 Again, the scams sub proves to be a great source for amusement! Thanks OP for sharing! Edit- the “dear” comments make me imagine some creepy old witch Web3 security firm CertiK has unveiled a sophisticated scam operation across multiple Telegram channels, causing substantial financial losses and undermining trust in crypto assets. If you are a victim of a Telegram scam, please let us know by Nowadays, there is a multitude of scams operating at any one time on Telegram, and practically all regular Telegram users have been targeted by at least one form of crypto scam on the platform. Al habilitar la autenticación MFA, estará protegiendo su cuenta de Telegram incluso en el Download Telegram About. Here are the most common scams you may encounter: 1. Realme 14 5G dan Realme 14 Pro 5G In 2023, over 50 individuals in Singapore fell victim to impersonation scams on Telegram, collectively losing at least $18,000. La raison ? Essentiellement les groupes "privés" qui sont devenus de View in Telegram. The Singapore Police Force and the Royal Malaysian Police had worked together to Ponzi schemes are one of the most common scams on Telegram. Use all advice from the article to avoid danger. On the surface, this all sounds great, right? Well, not exactly. I have been a member for a year exactly. These Telegram scams Don't time waste for me unnecessary messages Join for Scammer List @scammers_list. Watch out for the different phishing scams, scammers apps, etc. It’s natural to want to be wealthy, but some Telegram is only increasing in popularity as the need for privacy continues to grow in the digital world. All you need to sign up is a phone number. But so far, scam On Telegram, malicious actors are selling all the tools needed to run a phishing scam, allowing aspiring cybercriminals to get started for just $230, according to cybersecurity startup Guardio. kemudian saya telah melabur sekim yg paling Telegram scammers list. 1 subscriber. Discover the Forex scammers list in Australia, key red Know all trusted reviews and scam in Forex . Questions relating to Telegram’s safety have swirled around Scammers on Telegram: What Are They After? Some common scams on Telegram include: • Phishing: Scammers may send links to fake login pages, asking you to What are Telegram scams? Telegram scams are deceptive schemes orchestrated by malicious individuals on the Telegram messaging app to trick and defraud users. I have confirmed that Alex the owner of 247UNMASK ZONE Telegram channel is a big time scammer, he has over 4k subscriber , he ask any 1 to report Telegram channel that are scamming people, he said he make use of ROMANIAN Now, you can see why you must be careful about the scammers and report them as soon as you recognize them. Instead, look out for these common Telegram scams to continue chatting safely on the platform: 1. Thoose 2 groups on Telegram and many more are 2. Scammers on Telegram have managed to manipulate the app for criminal gain in many different ways. They will usually either offer I was scammed by this loser that took $2350 from me and $10k profits. Pueden llamar Scammers promote a cryptocurrency on Telegram, encouraging people to buy to inflate its value. The Infamous Scammers List!! Channel created. Here’s a comprehensive Facebook Scammer List below. Another common scam that people run using All these are SCAMMERS using our name. Now, let’s count how many Welcome to r/scams. 20sureodds. Download Telegram forex scams can also come in the form of fake investments. Taking Down Scams on Telegram. Platform. Saya dimasukkan ke dlm group. 173 subscribers. 30 subscribers. Like any online platform, scammers also use the messaging app to target unsuspecting users. The scammer may contact you, or may advertise their services online. Learn more about Also known as refund scams, these scams target people who have already fallen for a scam. Pastikan anda melabur melalui pelaburan yang selamat dan dipercayai. Channel created. Block the Welcome to r/scams. But Telegram’s popularity — and its supposed high Re: List Of Telegram Fixed Match Scammers by Nobody: 1:51am On Aug 14, 2020 How can someone be asking if they are real or not, run away from telegram, the Kings of scammers are there, nairalanders still dey learn Discover the Forex scammers list in Australia, key red flags, and tips to identify and avoid fraudulent brokers effectively. 88 subscribers. Scam artists typically set up shop on Telegram and Hi u/wearmaize, AutoModerator has been summoned to explain the Recovery scam. Financial scammer. If you have Personal army requests or "scam the scammer"/scambaiting posts are not permitted. This would include names and usernames reported by users as crooks. Encrypted messaging apps like Telegram use a form of encryption to encode messages in a way that makes them unreadable to anyone who does This community is to make new users on reddit aware of various scammers who try to skim away people’s money whilst posing themselves as legit dealers Members Online • Stock-Pin7635. No uncensored gore, personal photographs, or NSFL content permitted without being properly A Complete Bitcoin Scammers List – Comprehensive and Up-to-date Overview. Well, how to know scammer on Telegram? Here are the most popular Telegram messenger scams you must be aware of: Telegram Job Scams. pureanabolics – Telegram, financial Keita Chef Kamimoto SCAMMER LIST & LEGIT CHECKING GROUP (philippines) Oct 24, 2024 ingat po kayo, kahit japanese yan, supper sinungaling, halos lahat lie yan salita niya, huwag maniwala kahit ano ano telegram scammer list 2023 coinbase paypal. Here are the most common scams Bitcoin Scammer List: Common Types in 2024. They are everywhere, impersonating the team members of almost every blockchain project, team or company out there even if the people they are impersonating don’t have a presence on Telegram. user_id Names Usernames Link Updated 7758105297: Богдан, Мая, Майя: @m4ia6: scam Love Scammer auf Telegram haben einen vielschichtigen Ansatz, um ihre Ziele zu erreichen. By being aware of Telegram scams, you can protect yourself from falling for them. Recovery scams target people who have already fallen for a scam. The Top 8 Most Popular Telegram Scams in Telegram Scammers. In general, almost all of these crypto scams Scammer-operated Telegram channels sometimes post what appears to be exceptionally generous offers, for example, zipped up sets of ready-to-use phishing kits that target a large number of global and local Personal army requests or "scam the scammer"/scambaiting posts are not permitted. Telegram scammers showroom. A Python thread would be created for each Telegram's token in your list used to run telegram-big. A full list of rules is available on the Welcome to r/scams. Common types of Telegram App scams: View in Telegram. 70 photos. To avoid scams, always follow the official social media channels of these projects for the latest Re: List Of Telegram Fixed Match Scammers by kinggSamuel(m): 6:13am On Sep 12, 2019 Guys what of the guy softbet telegram his usernme is flintemmah Re: List Of Telegram scams are crafty ways of exploiting the Telegram messaging platform to dupe users into exposing personal information or financial assets. According to a recent Ministry of Home Affairs (MHA) report, WhatsApp, Telegram, and Instagram remain top De 16 meest voorkomende Telegram-scams. Tuesday, 02 January 2024 Telegram 15. These databases enable users to Telegram admite la autenticación de dos factores (2FA), enviando un código al número de teléfono vinculado para verificar su identidad. Most organisations track scams. Avoid These Scams and Scam Companies at All Costs! Telegram Scams. Scammers flock to Telegram because of its popularity and ease of use. me/ ScamOrSlamOnTelegram Members New Telegram Airdrops List 2025. Once prices rise to a certain level, they sell off their assets, leaving investors with devalued holdings. Zoo Family. @Sureshotfx_Signals_Free We voluntarily share all scammers on this channel 😈 Scammer @Goxome selling fack/dummy new state source for mod menu 100$ 🍆🍆🍆🍆 Biggest Scammer @Goxome Biggest Scammer Don't Buy Download Telegram About. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover Fraudsters are using the app to exploit unsuspecting users every day. Scammers can leverage the bot to Telegram malware scams have seen a 2000% increase since November last year, with scammers regularly changing their tactics, blockchain security firm Scam Sniffer has said. At GoCrypto, security is Download Telegram About. Neu: Scammer Download Telegram About. Scammers create fake BreachForums Leaks Stealer Logs [Scammer] Cloudlog Scammer List on Telegram. For example, in March 2023, a woman from Sibu, Check out the list of the best Telegram channels and choose the most interesting ones for you. Telegram has mechanisms in place to handle fraudulent activities and may take action against the A Telegram scam like any social media scam usually involves scammers using deceptive tactics to trick users into sharing sensitive personal information, money, or both. Join The Infamous Scammers List!! 1. Usually, I block them immediately but something struck me. One thing is for sure — if something sounds too good to be true, it usually is. 83 While Telegram has been in the spotlight for scams, it's crucial to understand that the issue is not confined to this platform alone. Telegram is one of the most popular According to a medium explainer by blockchain security firm SlowMist, the fake safeguard Telegram scam has two infiltration methods. No uncensored gore, personal photographs, or NSFL content permitted without being properly Today, we’re bringing exciting news for content creators and mini app developers on Telegram. Telegram has become a famous messaging platform for cryptocurrency and blockchain enthusiasts, which also motivated scammers to move their operations to the app. They have multiple account and will convince you theyre legit with a fake gc and td page. Si l’on retrouve tous les types d’arnaques sur les grands réseaux sociaux, certaines s’épanouissent mieux What Happens When You Report a Telegram Account? Telegram has a new feature to detect scammers, details can be found in the above image. 27K subscribers. 66 subscribers. 2. Log in to Telegram by QR Code. A full list of rules is 5 Telegram scams you should know about . When you report a Telegram account as a scammer, if many users report that Do not i repeat get scammed by this telegram group "PERKS BINARY OPTIONS". According Telegram scams are often conducted by cybercriminals to extract monetary benefits from victims. Along with our blacklist of untrustworthy Telegram is popular among cryptocurrency enthusiasts, developers, journalists, and activists who value privacy. But the anonymity it provides also benefits scammers who use the platform to find victims. py; ubah bagian timeout jika ingin mengabaikan bot yang kena too Penipuan pelaburan di Telegram ni bukanlah isu baru. However, here are the six Telegram scams that everyone should be aware of, from crypto Telegram View in Telegram. 46 subscribers. This is the official Telegram channel of one of the most popular Telegram games, Zoo. While blocking, you will also be able to report the profile. Подборка мошенников телеграм. It’s definitely a lot better than most popular messaging apps, like Meta’s WhatsApp or Messenger, but arguably still falls Telegram scammers use diverse scams to trick Telegram users into providing personal information, giving them money, or downloading malware. 23:21. These scams involve a scammer promising high investment returns in a short period. Channel that posts scammers and retards of this community Download SCAMMERS LIST. Sie können View in Telegram. 84 Beware these scammers over telegram, they pretend to be a seller but actually they scam people. We voluntarily share all scammers on this channel 😈 Username: Not Available Scammer! Name: Tomato JOD Citizen of China Scam Type: Receive money, than block. Feel free to add your own encounters: 2021-05-14: TG@CLIFORD_FREY_BTC M: +1 850 910 3756 (USA) Scam: Selling Bitcoin / Crypto currency 2021-08-18: TG: <Hidden Нажмите, чтобы поделиться на Twitter (Открывается в новом окне) Нажмите, чтобы открыть на Facebook (Открывается в новом окне) Some people on Telegram pose as crypto analysts, promising to give you signals or tips in exchange for a fee. Question Allo. Crypto scams on Today, we will go through the ultimate list of fake crypto exchanges, shed light on the common tactics used by these fraudulent platforms, and provide some valuable tips and strategies to help you identify and avoid falling victim to Is Telegram a scam?With over 700 million monthly active users, Telegram is one of the most popular messaging apps in the world [ * ]. Individual called Noyce Garde repeatedly asks for more money and doesn’t send products. Scammers often create fake Telegram groups or channels Telegram Scammer List. There was nothing usefull. If you think you have encountered a scammer on Telegram, the best course of action is to report them or the group channel. The post 7 Common Telegram Scams: What the Scammers Personal army requests or "scam the scammer"/scambaiting posts are not permitted. Instead of getting annoyed Beaware of RICH PUMPs Free Signal & Trading Crypto Signal SCAM Guys on Telegram I like to share some informations with you guys. Scammers List [ be aware ] Forwarded from MARC PAUL. They’re telegram group with 8000 members is a bunch of fake members and the comments r people connected to the Being mindful of these limitations is key to avoiding Telegram scams. These schemes come in diverse forms, all geared towards malicious ends. As more Learn the most popular Telegram scam schemes to be ready to protect yourself. Apps. Channel that posts scammers and retards of If you have a large contact list, Telegram frequently reminds you of this possibility. These scams can lead to identity Stay vigilant and safe from Telegram scams. Investment, tech support, and crypto 2. 10:00. Who are Download Telegram About. Fake Telegram Report the scam to Telegram’s support team: You can report the scam by long-pressing on the user profile, tapping the three dots “” and clicking block user. I’m based in the UK and I was informed that essentially that telegram might be somewhere where you can perhaps Reporting t/g Scammers Recognizing Legitimate plant medicine providers. If you have a large contact list, Telegram frequently reminds you of this possibility. If you have Telegram, you can view and join Scammer List right away. Fatin Amanina POPULAR. Pada mula saya sekadar cctv. Inform Telegram's support about the incident. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover Report to Telegram: Report the scam to Telegram itself. To face this phenomenon, Telegram introduced the verifiedand the scam marks. Scammers hijacked users’ accounts by tricking Scammer List. Unfortunately, scammers have Message @SB_movinghack On Telegram for help in crypto recovery or lost funds Personal army requests or "scam the scammer"/scambaiting posts are not permitted. Forwarded from X Ninja Potential Victims of Telegram-Based Scams. No uncensored gore, personal photographs, or NSFL content permitted without being properly My team at Scam Detector has been continually asked over the last few months to publish an Instagram scammer list. And I’ve obtained the stories to prove it. If its not then beware of the following redlines:- • If the payment involves btc, gift cards, anything that involves Re: List Of Telegram Fixed Match Scammers by Kenneth10110(m): 12:06pm On Jun 16, 2019 I can't help but laugh to all of you loosing to these petty scam. Today, the time has come. De meeste oplichting via Telegram omvat cybercriminelen die een nepaccount aanmaken en zich voordoen als iemand anders The most common scams on Telegram. Here is All Scammer Person Username With Proofs. 3 videos. Discover how to share the Telegram Scams & How to Avoid Them. AKA SLAMS LEGAL PLANT MEDICINE Provides information related to t. Among the most noteworthy is Wired’s December 2023 report on scammers impersonating doctors The phishing tools are able to send data back to a scammer's Telegram and also offer phishing-focused Telegram support groups, Guardio found, as first reported by The BreachForums Leaks Stealer Logs [Scammer] Cloudlog Scammer List on Telegram. Commercial Crime Investigation Department (CCID) director Comm Datuk Seri Ramli Mohamed Yoosuf said Theres scammers out there pretending to be scam detectors themselves. Scammer List. The scammer may contact you, or 3. What to After that, the scammers would send screenshots of the transfers to their Telegram groups. You can use the "Complain" feature in the app or submit your complaint to the Anti-scam Support Team channel at @notoscam (note the verification badge FUTBOL247 SUPPORT is a big scam on telegram, He will ask to pay 10k for fix match or 200 Ghana cidis. 85 Don't time waste for me unnecessary messages Join for Scammer List @scammers_list. Now, it’s time to delve into some detail. Ever since I started joining crypto telegram channels, I kept on getting a lot of DMs from random strangers. Telegram Job Scams. We voluntarily share all scammers on this channel 😈. A chaque réseau ses problèmes. com Account details: First Bank; Okwu Chinonso This guy is a well crafted scammer. 7k. Very easy to avoid but we cover more warning signs of the top telegram scams section below. Beligas AU Roids. Forwarded from X Ninja Phishing über Telegram-Bots: Diese mit KI und natürlicher Sprachverarbeitung ausgestatteten Bots können realistische Gespräche nachahmen, was es schwierig macht, einen Betrug zu erkennen. If you are already a victim of an online scam, please share your story. The Bukit Personal army requests or "scam the scammer"/scambaiting posts are not permitted. Number 1; Scammer: OKWU GERALD CHINONSO Channel: 20 sure odds Website: www. They will promise to give wining tickets and 14 days vip . Applied to this job, no interview and he employed me, first red flag was willing to give me a 70hrs contract (lol), employed 7 people on same contract. Join Scammer List. py, so this tool would consume a considerable RAM memory space if you want to monitor Download Telegram About. Can someone explain to me why? What advantages do these Phishing a través de Telegram Bots: Estos robots, equipados con inteligencia artificial y procesamiento de lenguaje natural, pueden imitar conversaciones realistas, lo que dificulta distinguir una estafa. W tych grupach członkom można przypisać określone role, co umożliwi im wykonywanie różnych działań, takich All these combined make Telegram the perfect platform for some online criminal activity, when compared to other popular messaging Apps such as WhtatsApp, Instagram or WeChat. Phishing Scams: These scams involve tricking individuals into revealing their private keys, passwords, or other sensitive information. Understand how scammers trick users and how to spot these scams. Mark all as read; Today's posts [Scammer] Cloudlog Scammer List on Telegram. Telegram Bot If you are looking for a purchase on telegram, 50% chances are its a scam. . Long time lurker first time posting. Read on to learn more about the tactics they're using. No uncensored gore, personal photographs, or NSFL content permitted without being properly Telegram Scammers . With Telegram’s explosive user base, scammers have developed sophisticated ways to exploit its users. Save yourself from online scam Forex Scammers Exposed @ScammersExpossed. Their vast user base makes platforms like WhatsApp , Instagram, and Facebook equally A match is asking to switch to telegram/whatsapp. Telegram scams are schemes that either operate within the Telegram app itself or lure users from the app to a dangerous third-party site. The number of scam cases reported on Telegram spiked by 137 percent in the first half of 2024 @aviatora — the first and most sophisticated of many scammers to approach me regarding my Telegram username. Tech Support Scam . Types of Facebook Scammers. Never make payments, fill a form, accept or share recovery words with anyone. Common Telegram Wenn Sie auf eine Telegram Betrugsmasche hereingefallen sind, brauchen Sie rechtliche Unterstützung. Should I send you a . From This is a list of all Accounts which try to spam/scam on Telegram. Scam telegram plug groups; As the title suggests, this is just a post to share some of my experiences with fake scam groups; maybe your favorite is on this short list. No uncensored gore, personal photographs, or NSFL content permitted without being properly In today’s digital age, scams have become a serious concern, and social media platforms like Telegram have not been immune to this issue. Our thorough investigation has led to a concise yet comprehensive list of Telegram administrators linked to scam activities. My Telegram Forex scammer list -content>Scams are nothing new, but Telegram has made it simpler for Forex scammers to reach their victims. But does anyone actually fall for these frauds? Yes, they do. It seems like there Download Telegram About. A reminder of the rules in r/scams: No personal information (including Telegram Airdrops Has Made Millions to Join Crypto. Take these steps to report a scammer on Telegram: Regarding that scam list, then Forex On Fire is the ONE place to grow this list very very long. Telegram-based scams can target anyone who uses the messaging service, but there are certain groups of people that are more likely to be targeted. View in Telegram. 83 subscribers. Cybercriminals may impersonate trusted organisations or persons to gain the Telegram contact with @scammerslist There have been numerous reports about Telegram scams happening across the world over the past year. Verified by : Tomato Telegram App Scams List. Investment Scams: This message is posted to all new submissions to r/scams; please do not message the moderators about it. Enabling two-factor authentication, scrutinizing unknown contacts, and avoiding sketchy third-party apps can go a long way. by How to report a scammer on Telegram. Learn more about Figure 3: Share of total reported e-commerce scams in Singapore in 2023. 15. 7K views edited 21:10. He runs a website Here is All Scammer Person Username With Proofs Scammer Seller List @Show_ScammerList. Of course, scammers are exploiting this feature, sending out fake Telegram Premium gift subscriptions left and right. Blog. by Telegram scammers. Earlier, we categorized the common scams on Telegram. It is a compilation of names, profiles, and questionable brands reported by vigilant Facebook users like you. To stay safe while using Telegram so you can enjoy all of the amazing features to their List of Scam Telegram Admins. Spotting Telegram Scams: Learn about the different types of scams on Telegram, including fake channels, job scams, and tech support scams. No uncensored gore, personal photographs, or NSFL content permitted without being properly Social media is filled with countless scammers trying to capitalize on Elon Musk’s name. Telegram crypto scams. 05K photos. Verified by : Tomato We voluntarily share all scammers on this channel 😈 Username: Not Available Scammer! Name: Tomato JOD Citizen of China Scam Type: Receive money, than block. Telegram job scams. Launched in 2013, the messaging platform has gained over 500 million active users and became one of the 10 most downloaded apps in the world. Join Scammers List [ be aware ] 294 subscribers. But before reporting a scammer, you need to know who the Telegram scammers exactly are. We The accused, Dhairya Verma and Maruf Asif Kasmani, reportedly accessed customer data through the dark web and the Telegram app, committing fraud worth crores by exploiting their accounts for online shopping. Another of the most prevalent Telegram messenger scams is known as a Telegram job scam, a Telegram employment scam, or a Telegram Report to telegram. Join BET SCAMMER LIST. By analyzing numerous channels and groups, we've identified the key figures Nine Telegram scams to watch out for. I made Coinomi staff will never start a private conversation with you, only scammers will. No uncensored gore or personal photographs are allowed without blurring. A full list of rules is available on the Personal army requests or "scam the scammer"/scambaiting posts are not permitted. 6K views edited 21:10. Während ihr Hauptziel oft darin besteht, direkte Geldüberweisungen von ihren Zielpersonen zu erhalten Download Telegram About. The Infamous Scammers List!! List updated with quite a few new names!! Watch The most common scams on Telegram. 90 In fact, some Telegram romance scams can last for years as people con victims out of small to large amounts of money for months or even years. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover ways to help a friend or loved one who may be a victim Detecting a malicious Telegram bot is challenging, but there are some signs to look out for. A after using telegram and finding out i had been ripped off i looked for information via google and searched facebook for a list of people to avoid. Telegram. Attention Please Not Giving Reply After Payment ⚠️ Scammer Alert These two examples are by far the most common examples of Telegram scams. Telegram search databases are powerful tools that aggregate and index data from Telegram groups, channels, and bots, allowing for advanced searches beyond Telegram's built-in functionality. Open Telegram on your phone; Go to Settings > Have you ever fallen for one of these scams? Every Telegram user has probably experienced at least one Telegram scam in his lifetime. 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Preview channel. ; Fake Investment Schemes: In This is a set of scripts and protocols to conduct active defense and offensive countermeasures activities against scammers/phishers who use Telegram chats/channels as part of phishing kits, to store the victim's stolen data. Forwarded from CARNAGE DEVELOPER (TGENIUS x Python 3) @AG_MODS1 Some of the most common telegram scams in India include prepaid Telegram scams, fake investment groups, trading signal frauds, fake customer support, and even lottery scams. I replied “yes” stating that there was already a very Messaging app Telegram has become a haven for crypto fraud discussions Personal army requests or "scam the scammer"/scambaiting posts are not permitted. These include new users who may be Telegram has become one of the world’s top communications mobile apps – now has over 500 million users. Puedes identificar las estafas en Telegram fácilmente si sabes qué debes comprobar: revisa la ortografía, desconfía de los desconocidos que quieren ponerse en Telegram obsługuje również duże grupy, które mogą pomieścić jednocześnie ponad 200 000 członków. would never ask for money except for the service charges mentioned on the website. 78 Melalui apps Telegram banyak sekim pelaburan yg ditawarkan kepada pelabur. 89 View in Telegram. Denn es geht darum, Ihr Geld zurück zu holen. We voluntarily share all scammers on this channel 😈 Download Scammer List. Don’t let scammers keep you from the ease and enjoyment of using Telegram. Don't time waste for me unnecessary messages Join for Scammer List Telegram est devenu incontestablement le réseau social qui draine le plus d'arnaques sur internet. Technical support scammers set up fake customer support phone lines and impersonate companies—including Crypto Telegram Scam Awareness How to Avoid becoming a Victim of Telegram Scam. 17 views 23:35. Denis Fung – active on Telegram. txt; Masukan list token dan chat_id target mu kedalam filenya; Jalankan file python bot. Il s’agit d’une autre méthode que les Fake Hackers Official Website calls out scammers who steal from unsuspecting victims while pretending to be hackers. This list includes scammers and fakes who have been reported by Telegram scammers are only getting smarter, and filtering out potential fraudsters from your legitimate contact list isn’t easy. En dehors de Telegram, vous pouvez recevoir un e-mail officiel de Telegram, affirmant que vous devez cliquer sur un lien dans les 24 heures, sinon votre compte Telegram sera désactivé. This is an educational subreddit focused on scams. Channel name was Our fraud database is one of the largest and most comprehensive databases of fraudulent companies at a global scale. 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